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Elon Musk's X Money Launches in the US, Bringing Digital Wallets and Peer-to-Peer Payments

Technology
July 28, 2026 · 1:00 AM

Introduction to X Money

X Money, a crucial component of Elon Musk's vision for X as an "everything app," has officially begun its rollout in the US. This development marks a significant step towards integrating financial services into the platform.

Key Features of X Money

The payment platform offers users a digital wallet, enabling peer-to-peer payments similar to those found on Venmo. Additionally, users have the option to obtain a metal Visa card that can be personalized with their X username, blending financial utility with personal identity.

Integration and Perks

X Money also supports Apple Wallet, ensuring seamless integration with existing Apple devices. Furthermore, the service promises free money transfers on X, appealing to users who value convenience and cost-effectiveness in their financial transactions.

Premium Subscriptions and Interest Rates

For Premium Plus subscribers, X Money advertises an attractive feature: the potential to earn up to a 6 percent APY. However, this benefit comes with specific eligibility criteria. Standard Premium subscribers, on the other hand, must meet certain deposit requirements to qualify for this interest rate, indicating a tiered system that rewards higher-level subscriptions.

Conclusion

The launch of X Money in the US represents Elon Musk's continued pursuit of transforming X into a multifaceted platform that encompasses social media, financial services, and more. As the financial landscape evolves, services like X Money are poised to play a significant role in how individuals manage their finances and interact with digital payment systems.

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