Authorized Users for Sapphire Preferred: Can You Get Your Own Card and Bonus?

If you are an authorized user on a Chase Sapphire Preferred credit card, you might wonder whether you can apply for your own card and earn the welcome bonus. The short answer is yes, but there are specific rules. Chase generally allows authorized users to apply for the Sapphire Preferred and earn the bonus provided they meet eligibility criteria, including not having received a new cardmember bonus for this product in the past 48 months and not currently holding the card. However, being an authorized user does not automatically disqualify you, but Chase's application rules may consider your credit history. Always check the latest terms before applying.